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Your Privacy is important
to us!
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our, and us mean Appalachian Community Bank, Gilmer County Bank (a division of Appalachian Community Bank), and Appalachian Community Bank, FSB.
This is our privacy notice
for our customers.
When we use the words “you” and “your” we mean
the following types of customers:
- All of our consumer customers who have a continuing relationship
with us, such as:
- Deposit account
- Loan account
- Credit card
- Safe deposit box
- Retail installment contract we hold and service
- Financial, investment, or economic
advisory services (for a fee)
We will tell you the sources for nonpublic personal information
we collect on our customers. We will tell you what measures we take
to secure that information.
We first define some terms.
Nonpublic personal information
means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Appalachian Community Bank and Appalachian Community Bank, FSB are affiliates of each other and of the company that owns them both, Appalachian Bancshares, Inc. For the purposes of the law, ownership does not always have to mean complete ownership; it can mean owning enough to have control
An affiliate is a company we
own or control, a company that owns or controls us, or a company
that is owned or controlled by the same company that owns or controls
us. Ownership does not mean complete ownership, but means owning
enough to have control.
A nonaffiliated third party
is a company that is not an affiliate or ours.
THE INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from the following
sources:
- Information we receive from you on applications
or other forms
- Information about your transactions with
us
- Information about your transactions with
our affiliates
- Information about your transactions with
nonaffiliated third parties
- Information from a consumer reporting
agency
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any nonpublic personal information about you
to anyone, except as permitted by law.
THE CONFIDENTIALITY, SECURITY AND INTEGRITY
OF YOUR NONPUBLIC PERSONAL INFORMATION
We restrict access to nonpublic personal information about you
to those employees who need to know that information to provide
products or services to you. We maintain physical, electronic, and
procedural safeguards that comply with federal standards to guard
your nonpublic personal information.
NONPUBLIC PERSONAL INFORMATION AND FORMER
CUSTOMERS
We do not disclose nonpublic personal information about former customers,
except as permitted by law.
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